Rajasthan Sarkari Yojana News: Indira Gandhi Urban Credit Card Scheme to get Rs 50,000 loan, Rajasthan govt approves draft

Rajasthan Sarkari Yojana News: Indira Gandhi Urban Credit Card Scheme to get Rs 50,000 loan, Rajasthan govt approves draft
Rajasthan Sarkari Yojana News: The Government of Rajasthan has approved the draft Indira Gandhi Urban Credit Card Scheme-2021 for self-employment to the street vendors in urban areas and youth and unemployed in the service sector.

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Beneficiary to get interest free loan up to Rs 50,000 without any guarantee
Indira Gandhi Urban Credit Card Scheme
Rajasthan Sarkari Yojana News: The Government of Rajasthan has approved the draft Indira Gandhi Urban Credit Card Scheme-2021 for self-employment to the street vendors in urban areas and youth and unemployed in the service sector. 50,000/- without any guarantee to the beneficiary. Chief Minister Ashok Gehlot has approved the draft scheme. Gehlot had announced the introduction of indira gandhi urban credit card scheme in this year’s budget to provide financial resources for employment, self-employment and everyday needs in urban areas in view of the global epidemic.

Why indira gandhi urban credit card scheme was brought in:
According to an official statement, schemes like MGNREGA are operational to provide employment opportunities in rural areas of the State, but no such comprehensive scheme was available in urban areas. In view of this, indira gandhi urban credit card scheme has been introduced.

50,000 loan to be availed under this scheme
50,000/- without any guarantee to the beneficiary. The benefit of Indira Gandhi Urban Credit Card Scheme will be extended to 5 lakh people living within the limits of Municipal, Municipal Council and Municipal Corporation.

According to the statement, the scheme will be implemented through the Department of Autonomous Governance. The scheme will be implemented by the Scheduled Castes Corporation for beneficiaries belonging to SC, ST and OBC in urban areas. The scheme will remain in force for one year and new loans can be sanctioned by 31st March, 2022.

 

Indira Gandhi Urban Credit Card Scheme Highlights
Name of the scheme Indira Gandhi Urban Credit Card Scheme
State Rajasthan related to the scheme
The objective of the scheme is to provide loans up to 50,000 rupees to the needy without any guarantee
Scheme Announced 7th August 2021
How to apply on official portal and mobile app

Indira Gandhi Urban Credit Card Scheme Aims
Objective of Indira Gandhi Urban Credit Card Scheme
Providing interest free loans upto 50,000 to beneficiaries will be interest free for the beneficiary.
To encourage self-employment.
Reducing the side effects of Covid-19 in the informal trade sector.
The scheme will provide first-come-first-served loans to 500,000 people of Rajasthan.
The scheme will be applicable only to the people of urban areas of Rajasthan.
There will be no service charge to connect with banks and other financial institutions.

To provide financial resources for everyday needs.
Promotion to develop small business in informal sector.
The loan has to be deposited back after one year.

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