Kisan Karj Mafi Yojna 2022-punjab agricultural loan waiver scheme | Sarkari yojana 2022

Kisan Karj Mafi Yojna 2022-punjab agricultural loan waiver scheme-Kisan Karj Mafi Yojna 2022-punjab agricultural loan waiver scheme | Sarkari yojana 2022

Punjab krishi rin Mafi Yojana, how to check agriculture loan waiver scheme list, Kisan karj Mafi list Kaise Dekhe, Kisan karj mafi Yojana , krishi rin Mafi scheme 2021 , Punjab Kisan karj Mafi Yojana, Kisan debt relief scheme 2022 ||

Punjab krishi rin mafi Yojana 2022: friends if you are a resident of Punjab and you had taken a loan in the past few times , your loan has been forgiven by the state government.

In today’s article, we will tell you what Punjab Kisan debt waiver scheme is, its benefits, benefits, check Kisan debt waiver list, procedure to apply in the scheme in full detail.

Kisan Karj Mafi Yojna 2022-punjab agricultural loan waiver scheme

Punjab krishi rin mafi Yojana 2021

The state government and the central government have been continuously working to further the farmers of the country and to double their income in the past few years , the central and state governments have also launched a number of farmers ‘welfare schemes, including Pradhan Mantri Kisan Samman Nidhi Yojana and Kisan Credit Card Yojana as the main schemes, in view of the debt burden on the farmers and the situation that has arisen in the country due to the coronavirus pandemic, the state government has decided to waive the farmers’ debts. In this order, nearly 3 lakh farmers of the country have been given good news and their loans up to 2 lakh have been waived.

Punjab Chief Minister Amarinder Singh ji has announced the waiver of loans of up to Rs 590 crore under the agriculture loan waiver scheme for farmers of landless and labourer communities , under which a list of farmers will be released in the loan waiver ceremony under which farmers can easily check their name in the list. By the way, the Punjab Congress also promised to waive farmers ‘ debts during elections 2017, which seems to be fulfilling somewhere.

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योजना का नाम पंजाब कृषि ऋण माफी योजना
शुरू किया गया राज्य सरकार के द्वारा
उद्घाटन की गई मुख्यमंत्री अमरिंदर सिंह के द्वारा
लाभार्थी पंजाब राज्य के किसान
लाभ कृषक पर चल रहे ऋण को माफ करना
उद्देश्य किसानों पर चल रहे कृषि ऋण को खत्म करना ताकि उन्हें आर्थिक रूप से ऊपर उठाया जा सके
आवेदन किसी आवेदन की आवश्यकता नहीं
ऋण माफी राशि 2 लाख रुपए तक

Main objectives of Punjab Krishi Rin Mafi Yojana

वैसे तो पंजाब कृषि ऋण माफी योजना के बहुत सारे उद्देश्य हैं लेकिन इनमें से सबसे जरूरी उद्देश्य निम्नलिखित हैं :-

  • ➡️ The implementation of Punjab Kisan karj mafi Yojana will benefit around 3 lakh farmers.
    ➡️ Under Kisan karj mafi Yojana, loans of farmers of the state up to a maximum of two lakh rupees will be waived.
    ➡️ The agriculture loan waiver scheme was one of the major election promises of the Punjab Congress party which is seen to be fulfilled .
    ➡️ Agriculture loan of 9.80 lakh farmers in different categories will be waived as per the Congress manifesto.
    Benefits of Punjab Krishi Rin Mafi Yojana

    While there are a lot of benefits of this agricultural loan waiver scheme launched by the Punjab government but the major benefits of these are the following :-

     

    ➡️ Under Punjab Kisan karj mafi Yojana, crop loans of small and marginal farmers of 5 acres upto ₹200,000 will be waived.
    ➡️ Loan waiver of flat up to ₹200000 on agricultural loans for other farmers will be granted.
    ➡️ Under this scheme, a total of 10.25 lakh farmers of Punjab will be benefited and their loan waived.
    ➡️ Also benefits will be given by the state government to families of farmers who have committed suicide due to agricultural loans.
    Documents required to avail agricultural loan waiver scheme
    ➡️ Farmer’s Aadhaar card
    ➡️ Farm land documents
    ➡️ Documents related to the bank from which the loan is taken
    ➡️ Bank account passbook

Banks falling under Punjab Agricultural Loan Waiver Scheme

Under the Punjab Agricultural Loan Waiver Scheme, if you have taken loans from these following types of banks, you will be waived off

 

➡️ Scheduled commercial banks
➡️ Public sector banks and private banks
➡️ Cooperative credit institutions (urban government banks and rural government banks)

Punjab Kisan karj mafi Yojana Online Apply कैसे करें ?

There is no option to apply for Punjab Krishi lokmani Yojana but there is information from that sources that farmers who have taken a loan from the bank and the farmers whose loan has been waived will be exempted directly by the bank. (We will be able to say something about this topic only when official information arrives , until then you can bookmark this page by CTRL+D so that you can easily view it in the future )

FAQ Krishi Fasal Rin Mafi Yojana Punjab 2021 online application form
Q 1. What is Kisan debt waiver scheme ?

The state government continues to introduce a loan waiver scheme for farmers who have taken a loan from the bank and are unable to repay it from time to time , under which the government waives the loan up to a certain amount to the farmers, for this, the farmers have to check their name in the list and if their loan is waived, they can take the NOC

Q 2. Need to apply for Kisan loan waiver scheme ?

 

At the moment there is no need for farmers to apply for Punjab agriculture loan waiver scheme nor has any method of Application been given by the state government.

Q 3. What is the maximum loan of farmers to be waived under Punjab agriculture loan waiver scheme ?

Under this Kisan loan waiver scheme, a maximum loan of farmers up to Rs 2 lakh has been waived.

Q 4. How to get benefit of Punjab agriculture loan waiver scheme ?

Any farmer whose loan has been waived will be notified by the bank otherwise the farmer will have to check his name in the list issued by the state government.

Q 5. How to check the list of agricultural loan waiver farmers under Punjab agriculture loan waiver scheme ?

Farmers who have been waived off under the Punjab Agricultural Loan Waiver Scheme can check the list on the official website.

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